Leasing and Financing
Leasing Options
When company growth is fast, additional furniture may not be in the budget. Leasing may be used as a “rental” or as a “lease to own” agreement. Smaller companies as well as Fortune 500 companies are making major acquisitions through leasing without strangling their cash flow.
Here are some reasons why companies make the decision to lease:
- 100% financing
- no down payment on the purchase price
- offbalance-sheet-financing cash flow maximization
- cash or working capital conservation
- preservation of existing bank lines of credit
- possible tax savings
- ability to overcome budget restrictions
- avoidance of restrictive loan covenants
- individually tailored payment schedules
- long-term financing
- various purchase options
- flexibility in lease structure
- ability to upgrade equipment
- protection against inflation
We believe in sound value and sensible buying decisions. A prepared lease agreement is sent out with all project quotations so that every client can automatically review this option.
Business Equipment Leases
Harris Bank Leasing and Rieke Office Interiors (ROI) have partnered together to make your furniture acquisition simple and affordable. We’ll help you get your equipment and get right back to business with minimal, easy-to-understand paperwork and quick credit decisions, usually within 24 hours.
Full Range of Leasing Programs
Harris Bank Leasing offers a full range of lease options at highly competitive rates. Our leasing experts will help you determine the alternative that is best for your business. If you need time to select equipment, we also offer a convenient lease line of credit to meet your future leasing needs.
Leasing Benefits
- 100% Cost Coverage- You can bundle “soft costs” such as shipping and installation right into the lease.
- Tax Benefits- Many leases are 100% tax deductible and offer significant tax savings.
- Budget Benefits- Your payments are locked in at today’s low rates and won’t adjust over time.
- Conservation of Capital- Your money isn’t tied up in equipment costs and can be invested in other areas of your business such as marketing and personnel.
- Convenience- Most transactions up to $75,000 can be turned around within a day without financial disclosure.
Please contact your ROI customer service representative for mor information.
OR, To get started, click here to download and complete the attached lease application and fax it to Jason Marquardt at 630-512-0070.
Click Here to download our Lease Calculator (Microsoft Excel Format)